If you are a SSS Member, and you happened to have sickness, can avail for the SSS Sickness Benefits. This is basically a daily cash allowance paid for the number of days a member is unable to work due to sickness or injury.

How does an SSS member qualify for the sickness benefit?

A member is qualified to avail of this benefit if:
1. unable to work due to sickness or injury and confined either in a hospital or at home for at least four days;
2. at least three months of contributions within the 12 month period immediately before the semester of sickness has been paid;
3. all company sick leaves with pay for the current year has been used up;
4. the employer has been notified, or, if a separated, voluntary or self-employed member, the SSS directly.

How much sickness benefit is a member entitled to receive?

The amount of a member’s sickness benefit per day is equivalent to ninety percent (90%) of the member’s average daily salary credit.
How is the sickness benefit computed?

1. Exclude the semester of sickness.
A semester refers to two consecutive quarters ending in the quarter of sickness.
A quarter refers to three consecutive months ending March, June, September or December.
2. Count 12 months backwards starting from the month immediately before the semester of sickness.
3. Identify the six highest monthly salary credits within the 12-month period.

Monthly salary credit means the compensation base for contributions and benefits related to the total earnings for the month. (The maximum covered earnings or compensation is P15,000 effective Jan 1, 2002).

[via sss.gov.ph]

Related Article:
SSS Online Inquiry

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